1. Mr. MFI
    August 29, 2021 @ 2:16 pm

    Nice article Chris. I’m glad you’re diving into credit card rewards as they can be pretty lucrative.

    Referring spouses is a slick way to increase rewards. I’m not sure if you are aware of it but read the referral details as sometimes the referred person gets less points. For example, your wife might not get the full 100k for the CSP using your referral. Sometimes they do, sometimes they don’t. 👍


    • Choose Beta
      September 6, 2021 @ 6:25 am

      Thanks for the heads up. I did not know this but I guess it makes sense to minimize their potential expenses. I will have to find out the details on the Chase Preferred referral program and share them.


      • Choose Beta
        November 2, 2021 @ 7:24 pm

        Well, I can now say that she did receive the full 100k points as of today despite the referral. This is a really good point to take into consideration though. I did not realize that there are cases where referrals can reduce the bonus. I also saw that the Sapphire Preferred sign-on bonus has already dropped down again. It is currently at 60k.


  2. John @ How To FIRE
    October 15, 2021 @ 7:09 pm

    Great Overview. We haven’t played the points game much since COVID hit but we’ve earned a few million points and have had dozens of almost free trips from it over previous years. Meticulously tracking dates/limits/referrals/points can be somewhat cumbersome but it’s a worthy investment to avoid unnecessary fees. Can’t wait to hear more 🙂


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