A Letter to My Wife on Mother’s Day
Today is Mother’s Day, so I want to take a break from the usual Financial/Life topics and use this as a chance to write a letter to my wife. I almost didn’t post this here but decided to anyways because she is a big part of the reason I am doing all of this in […]
Lay a Foundation to Protect Your Family
It occurs to me as I write this blog, that there are seemingly endless opportunities around strategies and life topics that we can dig into. We have already seen this in the nuance of various subject matters (MBDR, SSI, College, etc). All of that being said, I think it is time to circle back and […]
What’s The Big Deal About The HSA?
One of the many “Truths” of the FI community is that the HSA is the supreme savings account due to its triple tax benefit. If there is one thing we like to do here at Choose Beta, it is challenge “Truths” no matter where they come from. So, I guess it’s time for some friendly […]
Just Do a Budget Already
One of the craziest things I find out when talking to people about money is how few have a budget. Even the ones who say they keep a budget, often mix up having a budget and balancing a checkbook. I guess this explains why Americans savings rate are so low. In the last couple decades, […]
Take or Wait? The Social Security Question
Note: This is in not supposed to be advice on how you should draw Social Security. Always consult a professional on the specifics of your situation. I originally drafted this post in July of 2020 and then updated it before posting today. This information is time sensitive. Do your own research on what the rules […]