What’s The Big Deal About The HSA?
One of the many “Truths” of the FI community is that the HSA is the supreme savings account due to its triple tax benefit. If there is one thing we like to do here at Choose Beta, it is challenge “Truths” no matter where they come from. So, I guess it’s time for some friendly […]
Just Do a Budget Already
One of the craziest things I find out when talking to people about money is how few have a budget. Even the ones who say they keep a budget, often mix up having a budget and balancing a checkbook. I guess this explains why Americans savings rate are so low. In the last couple decades, […]
Take or Wait? The Social Security Question
Note: This is in not supposed to be advice on how you should draw Social Security. Always consult a professional on the specifics of your situation. I originally drafted this post in July of 2020 and then updated it before posting today. This information is time sensitive. Do your own research on what the rules […]
Ask Me Why I “FI”
Side Note: What has been going on in our life? I have been a little out of pocket on the blog for the last few weeks. We had to take some time off in order to help rebalance life. Work is still crazy, family is getting restless (too much COVID enclosure), spent a lot of […]
What is a Normal Life? Live an Extraordinary Life!
What is a normal life and why would anyone want to live one? Before you answer that, lets think about what a normal looks like: Normal is broke and living paycheck to paycheck Normal is buying junk to impress the Joneses Normal is watching 4 hours of TV a day Normal is living for the […]