Live a Better Life

What am I Thankful for?
Life is the compilation of a series of decisions that you make on a daily basis. Some decisions are easy, some hard, some are automatic and become daily life routine. Every action you take is a vote for the type of person you wish to become. – James Clear

Making $8k in Travel Hacking
Over the last year, my wife and I have continued our experiment with credit card / travel hacking. We have learned many things during the months and still have a ways to go. I wanted to use this post to share the learnings and mistakes that we have made in order to help you to […]

Bear Market: Great Tax Savings Opportunity?
If you think that cover photo looks like some “clickbaity”, cheaply done, PowerPoint thing… you would be correct… Should You Convert a Your 401K or Traditional IRA to a Roth When the Market is Down? Sticking with one of our favorite themes on this blog, let’s talk more about tax optimization. The market is currently […]

To Defer? Or not to Defer? (Roth vs Traditional)
The only certain things in life are death and taxes – Benjamin Franklin

Travel, Time, Experiences: Maximize Life
I am currently sitting on a 16hr flight back into the US going from Johannesburg to Atlanta (and this was only about half of our total travel time when accounting for layovers and the other flights we have to take). This was a business trip, but we were able to use some time to explore […]