Live a Better Life

Making $8k in Travel Hacking
Over the last year, my wife and I have continued our experiment with credit card / travel hacking. We have learned many things during the months and still have a ways to go. I wanted to use this post to share the learnings and mistakes that we have made in order to help you to […]

Bear Market: Great Tax Savings Opportunity?
If you think that cover photo looks like some “clickbaity”, cheaply done, PowerPoint thing… you would be correct… Should You Convert a Your 401K or Traditional IRA to a Roth When the Market is Down? Sticking with one of our favorite themes on this blog, let’s talk more about tax optimization. The market is currently […]

To Defer? Or not to Defer? (Roth vs Traditional)
The only certain things in life are death and taxes – Benjamin Franklin

Travel, Time, Experiences: Maximize Life
I am currently sitting on a 16hr flight back into the US going from Johannesburg to Atlanta (and this was only about half of our total travel time when accounting for layovers and the other flights we have to take). This was a business trip, but we were able to use some time to explore […]

Travel Hack Post 2: Sapphire Preferred
Note – Travel Hacking Update: We are now a few months into travel hacking and have learned some more tricks along the way. Before we get into this post; however, we need to do some cleanup: The Chase Sapphire Preferred 100k bonus has already gone away (luckily, we both got it before that happened). It […]