Discovering the Path to Living a Better Life

Bear Market: Great Tax Savings Opportunity?
If you think that cover photo looks like some “clickbaity”, cheaply done, PowerPoint thing… you would be correct… Should You Convert a Your 401K or Traditional IRA to a Roth When the Market is Down? Sticking with one of our favorite themes on this blog, let’s talk more about tax optimization. The market is currently […]

To Defer? Or not to Defer? (Roth vs Traditional)
The only certain things in life are death and taxes – Benjamin Franklin

Travel, Time, Experiences: Maximize Life
I am currently sitting on a 16hr flight back into the US going from Johannesburg to Atlanta (and this was only about half of our total travel time when accounting for layovers and the other flights we have to take). This was a business trip, but we were able to use some time to explore […]

Travel Hack Post 2: Sapphire Preferred
Note – Travel Hacking Update: We are now a few months into travel hacking and have learned some more tricks along the way. Before we get into this post; however, we need to do some cleanup: The Chase Sapphire Preferred 100k bonus has already gone away (luckily, we both got it before that happened). It […]

Back in the Saddle
So yeah, a little bit of a gap in posting…Almost 2 months… not to worry though! This blog is about life optimization (albeit heavily on the finance side) and we had to do some internal optimization in our own house. I mean, if MMM can do it…. JK love ya man Here are some […]